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MFBR lawyers and associates care!

In light of the constantly changing social and economic landscape in the world due to COVID-19, everyone at Mallari Fiel Brillante Ronquillo has taken steps to make good our steadfast commitment to serve our clients and our communities.

To this end, we designed a new business model incorporating the traditional “brick and mortar” and “virtual” law offices. This new model is to achieve the continuity of rendering our legal and business consultancy services to clients and friends, and the immediate implementation of our crisis management and business transformation activities.

Thus, we’re glad to announce that for every fortnight, half of our team will be physically present at our offices from Monday thru Friday, 8:00am to 3:00pm. Clients and our friends can reach us through our office phones and online platforms (website, emails, Facebook, LinkedIn, Zoom, etc.). And to ensure the health and safety of our staff, they have the option to be housed in the Firm’s private residence or shuttled back and forth using the company’s private vehicle. Safety protocols are also observed at our offices.

Finally, our team has prepared a series of materials around the impact of COVID-19 and related considerations. Please take time to view our sample articles and research published in our website. A complete listing and discussion of these articles are available in our newsletter to be distributed to our esteemed clients.

Should you have questions, please reach out to our Office Manager, Argie Macawile, at +632 86953395, +63977 8502357; or email our Managing Partner, Atty. Rob Mallari, at and


Archive for July, 2018

Atty. Cindy Climaco asks: Is There Divorce in the Philippines?

Did you know that aside from Vatican City the Philippines is the only country left in the world where divorce remains illegal? Yes, you read that correctly, divorce is not allowed in the Philippines (except under very specific circumstances, which I will come to later).

Generally speaking, there are two ways for married Filipinos to separate, namely: 1) Legal Separation pursuant to Article 55 of the Family Code of the Philippines; and 2) Annulment pursuant to Article 45 of the Family Code of the Philippines.

There are instances where divorce is judicially recognized here in the Philippines, but it only applies where the marriage contracted is between a Filipino and a Foreigner. Under paragraph 2 of Article 26: “Where a marriage between a Filipino citizen and a foreigner is validly celebrated and a divorce is thereafter validly obtained abroad by the alien spouse capacitating him or her to remarry, the Filipino spouse shall likewise have capacity to remarry under the Philippine law”.

However, recently, the Supreme Court held in the case of Republic of the Philippines vs. Marelyn Tanedo Manalo, G.R. No. 221029, 24 April 2018, that, a foreign divorce decree that was initiated and obtained by a Filipino spouse is now judicially recognized in our courts.

The Supreme Court interpreted Paragraph 2 of Article 26 of the Family Code of the Philippines based on its intent. It stated that the Court would not follow the letter of the statute when to do so would depart from the true intent of the legislature or would otherwise yield conclusions inconsistent with the general purpose of the act. Laws have ends to achieve, and statutes should be construed as not to defeat but to carry out such ends and purposes.

Thus, the Court held that, “the purpose of Paragraph 2 of Article 26 is to avoid the absurd situation where the Filipino spouse remains married to the alien spouse who, after a foreign divorce decree that is effective in the country where it was rendered, is no longer married to the Filipino spouse. The provision is a corrective measure to address the anomaly where the Filipino spouse is tied to the marriage while the foreign spouse is free to marry under the laws of his or her country”.

Now I come to the ‘specific circumstances’ I mentioned earlier. Aside from the divorce obtained abroad under Paragraph 2 of Article 26, the Philippines also recognizes divorce obtained by virtue of Presidential Decree No. 1083, known as the “Code of Muslim Personal Laws of the Philippines.”

The Philippines recognizes divorce obtained pursuant to P.D. 1083 as long as both parties are Muslims, or wherein only the male party is a Muslim and the marriage is solemnized in accordance with Muslim law. However, under Article 45 of P.D. 1083, divorce may be granted only after the exhaustion of all possible means of reconciliation between the spouses.

So, to sum up, a Filipino who validly contracted his or her marriage with a foreign national and obtained a divorce decree abroad may now file a petition for recognition of foreign judgment in the regular court, while Muslims may file a petition for divorce before the Shari’a Courts.  But, for now, that’s as far as it goes.

Atty. Cindy T. Climaco


The Family Code of the Philippines : EO No. 209. July 1987.

The Code of Muslim Personal Laws of the Philippines: PD No 1083

MFBR’s ‘Ask An Attorney Day’ a Great Success!

ask an attorney

Wow. What an awesome day it was! Thank you so much to everyone who asked questions and made our first ‘Ask An Attorney Day’ on Facebook such a success. (If you missed it, why not head on over to our page and take a look? I think everyone agreed that our attorneys did an incredible job, dealing with so many varied inquiries in such a short space of time!

We hope we achieved our aim of giving something back to the community in which we live and work, and that we can do it again someday soon. We certainly seem to have made a lot of new friends!

Needless to say, The Law Firm of Mallari Fiel Brillante Ronquillo is open every work day for those who wish to consult us further. Our contact details are at the top of this page. And rest assured, whatever your concern: ‘we find solutions.’

The Law Firm of Mallari Fiel Brillante Ronquillo The Attorneys & Staff of MFBR

Latest News: MFBR attends Canada Day celebrations!

MFBR were delighted to be guests at the Canadian Chamber of Commerce Canada Day celebrations recently, held at the splendid Dusit Thani Hotel in Makati. Pictured are Attorneys Stephanie Tible and Rob Mallari with Canadian Ambassador John T. Homes.
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Cryptocurrency Regulations in the Philippines (July 1, 2018).

Crytocurrency Law

The Law Firm of Mallari Fiel Brillante Ronquillo

The Bangko Sentral ng Pilipinas (BSP) and Securities and Exchange Commission (SEC) are the main regulators of virtual currency in the Philippines.

The virtual currency policies and regulations in the Philippines are discussed below.

Bangko Sentral ng Pilipinas

Section 3 of the New Central Bank Act provides that the BSP shall provide policy directions in the areas of money, banking, and credit. It shall have supervision over the operations of banks and exercise such regulatory powers as provided in this Act and other pertinent laws over the operations of finance companies and non-bank financial institutions performing quasi-banking functions, hereafter referred to as quasi-banks, and institutions performing similar functions.

At the onset, the BSP issued the Warning Advisory on Virtual Currencies dated 06 March 2014, wherein it defined a virtual currency as “a form of unregulated digital money, which is not issued or guaranteed by a central bank.”

Several years later, the BSP issued Circular No. 944, Series of 2017, dated 06 February 2017. This time, the BSP recognized that virtual currency (VC) systems have the potential to revolutionize delivery of financial services, particularly for payments and remittances, in view of their ability to provide faster and more economical transfer of funds, both domestically and internationally, and may further support financial inclusion.

With this development, the BSP issued guidelines for virtual currency exchanges.

In December 2017, the BSP issued the Advisory on the Use of Virtual Currencies (29 December 2017) encouraging existing and prospective virtual currency users to deal only with BSP-registered VC exchanges.

On 10 and 16 April 2018, the BSP issued advisories defining virtual currency as a type of digital currency created by a community of online users, stored in electronic wallets, and generally transacted online. The BSP reiterated its earlier stance that a virtual currency is not issued or guaranteed by central banks or government authorities. The advisories summarized the differences between a fiat, e-Money, and virtual currency.

Securities and Exchange Commission

Section 5 of the Securities and Regulation Commission provides:

“The XXX Commission shall have, among others, the following powers and functions:

(a) Have jurisdiction and supervision over all corporations, partnerships or associations who are the grantees of primary franchises and/or a license or a permit issued by the Government;

(b) Formulate policies and recommendations on issues concerning the securities market, advise Congress and other government agencies on all aspect of the securities market and propose legislation and amendments thereto; XXX”

In December 2017, the SEC issued the draft rules and regulations on crowdfunding. While said rules are not yet operative (as of this posting), the draft includes regulations on raising funds through Internet platforms (programs or applications accessible via the Internet or other similar electronic communication media through which a registered broker or a registered funding portal acts as an intermediary in a transaction involving the offer or sale of securities).

On 08 January 2018, the SEC issued the Advisory on Initial Coin Offerings. Virtual currency was defined as a digital representation of value issued and controlled by its developers and used and accepted among the members of a specific community or users. The SEC stated that some of the new virtual currencies follow the nature of a security, which is under the jurisdiction of the SEC and has to be registered and necessary disclosures have to be made for the protection of the investing public. This advisory, in turn, reinforces the possible applicability of the draft rules on crowdfunding to virtual currencies.

Further, under Section 3.1 of the Securities Regulation Code (SRC), “securities” are defined as shares, participation or interests in a corporation or in a commercial enterprise or profit-making venture and evidenced by a certificate, contract, instruments, whether written or electronic in character. Under Section 3.1(b) in relation to Section 26.3.5(d) of the 2015 IRR of the SRC, a security includes an “investment contract”, which is defined as a contract, transaction or scheme (collectively “contract”) whereby a person invests his money in a common enterprise and is led to expect profits primarily from the efforts of others. An investment contract is presumed to exist whenever a person seeks to use the money or property of others on the promise of profits.

Thus, where the virtual currency offered is in the nature of a security, it should be registered pursuant to Section 8 and 12 of the SRC. Failure to comply with the registration and disclosure requirements may lead to criminal prosecution.

In April 2018, the SEC issued an advisory warning the public against investing their money in investment products offered by unregistered online investment entities. The SEC enumerated the schemes employed by the unregistered entities, which includes the claim that investors may invest their funds in Bitcoin and other cryptocurrencies to justify their earning capacity. The SEC advisory also warned the public of the rampant internet-based Bitcoin and cryptocurrency Ponzi schemes.

With the rising popularity of virtual currencies in the Philippines and globally, it is of utmost importance for persons dealing with virtual currencies to remain vigilant as to the regulations imposed by the government. It is always better to arm yourself with knowledge!

Atty. Stephanie Tible.


RA8799 The Securities Regulation Code

RA7653 The New Central Bank Act

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